In this model, the consumers are provided with the capital required for the solar rooftop system as a loan by the developer or a third-party lender. Consumers can repay their loan with monthly electricity bill.
Benefits to discoms
- Higher adoption of rooftop solar by consumers in the subsidised categories can lead to considerable reduction in cross-subsidy burden for the discoms.
Benefits to consumers
- Consumers in the low-paying categories who did not have access to cheap credit are able to install systems under the model.
- Aggregated procurement by the discom can ensure better quality of installation.
Benefits to developers
- Developers get access to new customer segments who could not afford rooftop solar system otherwise.
- Identification and aggregation of consumers by the discoms leads to reduced customer acquisition and business development costs for the developers.
- On-bill payment collection reduces the risk of payment default.
APEPDCL
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Target Consumer SegmentConsumers with exclusive roof access and cannot bear the upfront cost of solar system installation
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LocationConsumer rooftops
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Asset OwnershipCosumer
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Metering ArrangementNet-metering
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Role of DiscomAggregated procurement, payment collection
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Level of involvement by utilityMedium
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Need for partnershipsHigh
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Revenue to DISCOMMedium
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Skill RequirementLow
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Risk to UtilityHigh